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Frequently asked Questions about refinancing:

Which is better—15 or 30 year term loan or 3/1, 5/1,7/1 ARM?

How can I reduce mortgage insurance costs?

What will my refinancing costs be?

Which lender offers better loans?

Does it make sense to use the same lender as before?

Should I pay points to lower the rate?

Can I get “cash-out” of my refinance instead of getting a Home Equity Line of Credit?

EVERYONE IS REFINANCING, WHY SHOULDN'T YOU?

The government has been steadily decreasing the prime rate but when does it make sense to refinance? At A & E Mortgage we can help you determine when it’s the right time to refinance your mortgage.

HERE'S HOW A & E MORTGAGE CAN HELP!

Sorting through the benefits of the various loans can be confusing. Call one of our mortgage specialists now and we can determine whether it’s the right time to refinance and what the advantages/disadvantages are.